Descripción del puesto
At Automarket, we are looking for a Credit & Collections Manager who will be responsible for leading the organization’s overall credit strategy and accounts receivable portfolio management.
This role plays a key part in protecting the financial health of the customer portfolio, strengthening credit policies, and implementing recovery strategies that drive operational efficiency and sustainable business growth.
We are seeking a professional with strong analytical capabilities, strategic vision, and leadership experience, able to balance credit risk management with the development of strong commercial relationships and effective portfolio management.
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Lead the company’s credit and collections strategy, ensuring effective portfolio management and risk control.
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Oversee and develop the Credit & Collections team, ensuring performance targets and KPIs are achieved.
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Evaluate and manage credit risk to support sound financial decision-making.
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Develop and implement credit policies and procedures aligned with business objectives.
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Lead negotiations with corporate clients and key accounts to ensure timely recovery of outstanding balances.
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Monitor portfolio indicators including aging, delinquency rates, provisions, and recovery performance.
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Identify opportunities to optimize collection processes and improve cash flow.
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Prepare strategic reports and portfolio analysis for senior management decision-making.
Requisitos
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Bachelor’s degree in Finance, Accounting, Business Administration, or related field.
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Master’s degree or postgraduate studies in Finance or Business Administration is highly desirable.
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Minimum 8–10 years of experience in credit and collections, with at least 3 years in a leadership role.
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Strong knowledge of financial analysis, credit risk management, and portfolio recovery strategies.
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Proven experience leading teams and managing performance indicators.
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Excellent analytical, negotiation, and decision-making skills.
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Strong communication and leadership abilities.